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Debt Experience of Facebook Users in Poland. A Conceptual Model and Empirical Test

cris.lastimport.scopus2024-09-19T01:30:14Z
dc.abstract.enNegative debt experiences of individuals lead to costly social and macroeconomic tensions. This study examines the impact of four latent variables, namely financial education, debt literacy, personality, and online personal network, on the debt experience of Facebook users in Poland (N = 1,055). Based on some prior research, we proposed a Structural Equations Model (SEM) testing the relationships among variables hypothesised to be linked to debt experience. The findings indicate that debt experience is a complex phenomenon determined simultaneously by many diverse factors. Surprisingly, the personal networks of Facebook users have no significant impact on the debt experience of our respondents. The findings also suggest that results of any explanatory study on debt experiences may strongly depend on the measures used.
dc.affiliationAdministracji i Nauk Społecznych
dc.contributor.authorAndrzej Cwynar
dc.contributor.authorWiktor Cwynar
dc.contributor.authorKamil Filipek
dc.date.accessioned2024-08-02T09:11:34Z
dc.date.available2024-08-02T09:11:34Z
dc.date.issued2018
dc.description.number2
dc.description.volume202
dc.identifier.doi10.26412/psr202.06
dc.identifier.issn1231-1413
dc.identifier.urihttps://repo.akademiawsei.eu/handle/item/545
dc.languageen
dc.pbn.affiliationeconomics and finance
dc.relation.ispartofPolish Sociological Review
dc.relation.pages243-264
dc.rightsCC-BY-NC-ND
dc.subject.endebt experience
dc.subject.endebt literacysocial networks
dc.subject.enFacebook
dc.subject.enSEM
dc.titleDebt Experience of Facebook Users in Poland. A Conceptual Model and Empirical Test
dc.typeReviewArticle
dspace.entity.typePublication